In addition to our very extensive litigation experience defending insureds pursuant to all types of liability policies, including auto, commercial general liability, homeowners, and multiple specialty lines, Silko & Associates has extensive experience and expertise in insurance coverage, extra contractual and bad faith matters. We have both initiated declaratory actions and defended insurance companies in declaratory actions, analyzed and written opinions on complicated coverage issues, defended insurance companies in bad faith actions and have been hired to provide counsel on issues involving bad faith matters involving multiple lines of coverage. We also have extensive experience handling every aspect of uninsured and underinsured motorist claims. We advise both insurers and insureds regarding the interpretation of and scope of coverages owed and the various duties and obligations arising under insurance policies, including the most complex insurance coverage issues.